Privacy Policy

Welcome to TH Advisors, LLC. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, store, and disclose your personal information when you visit our website (www.thadvisors.llc), use our services, or otherwise engage with us.

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By using our Site or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the policies and practices described here, do not use our Site or services.

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1. Information We Collect

We collect personal information that you voluntarily provide to us when:

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• You sign up for an account or financial product.

• You request information about our services.

• You communicate with us via email, phone, or other channels.

 

Examples of personal information we may collect include:

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• Contact Information: Name, address, email, phone number.

• Financial Information: Income, credit history, bank account details, or any other information necessary for the services we provide.

• Identification Details: Date of birth, Social Security Number (or equivalent), driver’s license details, or other government-issued identification.

• Technical and Usage Information: IP address, browser type, device information, pages viewed, and time spent on our Site.

 

In some cases, we may also receive information about you from third-party sources, such as credit bureaus or other financial institutions, in order to provide our services effectively.

 

2. How We Use Your Information

We use personal information collected via our Site and services for a variety of purposes, including:
 

1. Providing Services: To process your applications, manage your accounts, and deliver financial products and services you have requested.

2. Account Management: To maintain and administer your account, respond to your inquiries, and provide customer support.

3. Compliance and Risk Management: To comply with applicable legal obligations, regulatory requirements, and industry standards; to protect our operations; and to pursue available remedies or limit the damages that we may sustain.

4. Communication: To send administrative or contractual information, such as updates to our terms, conditions, and policies or to respond to your inquiries.

5. Marketing: To send you marketing and promotional communications (consistent with your marketing preferences) about our products, services, or events that may be of interest to you.

6. Analytics and Improvements: To monitor and analyze Site usage and trends, improve the Site and services, and develop new products, services, and features.

 

3. Disclosure of Your Information

We may share your personal information in the following circumstances:

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1. Service Providers: We may share information with trusted third-party vendors, consultants, and service providers who need access to such information to carry out work on our behalf (e.g., data storage, IT services, credit reporting).

2. Affiliates: We may share information with our affiliates for the purposes described in this Privacy Policy, but only to the extent permitted by applicable law.

3. Business Transfers: If we undergo or consider a merger, acquisition, or sale of some or all of our assets, your personal information may be transferred as part of that transaction.

4. Legal Compliance: We may disclose your information when we believe it is necessary to comply with applicable laws, regulations, legal processes, or government requests, or to protect the rights, property, and safety of TH Advisors, LLC, our customers, or others.

5. With Your Consent: We may share or disclose your personal information for any other purpose with your explicit consent.

 

We do not sell or rent your personal information to third parties for their marketing purposes.

 

4. Data Retention

We retain your personal information for as long as it is necessary to fulfill the purpose(s) outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Once the retention period expires or if the data is no longer required for the purpose for which it was collected, we will securely delete or anonymize your personal information.

 

5. Cookies and Similar Technologies

We may use cookies, web beacons, and other tracking technologies to collect information about how you interact with our Site and to help enhance and personalize your online experience. You can choose to set your browser to refuse cookies, or to alert you when cookies are being sent. However, if you do not accept cookies, some parts of our Site may not function properly.

 

6. Data Security

We implement reasonable technical, administrative, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee its absolute security.

 

7. Children’s Privacy

We do not knowingly collect personal information from children. If you believe we might have any information from or about a child in violation of applicable law, please contact us using the information provided below.

 

8. Your Privacy Rights

Depending on your jurisdiction, you may have certain rights regarding the personal information we hold about you, including:

• The right to access, correct, or delete your personal information.

• The right to object to or restrict the processing of your personal information.

• The right to data portability.

• The right to withdraw consent at any time (where we rely on consent to process your personal information).

 

If you would like to exercise these rights, please contact us using the details provided below. We will respond to your request within the applicable timeframe for your jurisdiction.

 

9. Third-Party Websites

Our Site may include links to third-party websites that are not operated or controlled by Cool Springs Financial. This Privacy Policy does not apply to those third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.

 

10. International Data Transfers

If you access our Site or services from outside of the country where we operate, your information may be transferred to and processed in that country. We will take appropriate measures to ensure that any international transfers of personal data comply with applicable data protection laws.

 

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal obligations, or other factors. When we make changes, we will revise the last updated date at the top of this Policy. We encourage you to periodically review this Privacy Policy to stay informed about how we protect your personal information.

 

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

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TH Advisors, LLC

1089 N Casa Loma Dr

Meridian, ID 83642
702-672-7600
David@thadvisors.llc